Cody Rohland | Marshfield Real Estate, Cohasset Real Estate, Scituate Real Estate


Do you ever wonder if those items stored away in your attic or basement are worth any money? Most people assume that their antique furniture and family heirlooms couldn't be worth the trouble of finding out their value. However, there are some items that are currently taking up storage space that you could get quite a lot of money for. In this article, we'll cover some of the items you're likely to have that are worth a lot of money and how to find out just how much they're worth.

Collectibles

Some collectible items gain value as the years pass. Sometimes a craze becomes so popular (i.e., Pokemon cards) that people snatch up every item they can find hoping that someday they'll be worth thousands. In reality, it's hard to know what items will be worth something decades down the road. However, there are many items that are currently very valuable that you might have laying around in your attic (hopefully still in the original packaging!).
  • Rare vinyl records Your mom's stack of dusty Kenny Rogers records might not be worth much, but you should dig through and old records and look them up online to see how much they're going for. Some editions of Bob Dylan and The Beatles sell for tens of thousands of dollars. You never know...
  • Comics Just like rare records, rare comic books can sell for thousands to serious collectors. Condition is key, but if you find any comics in the attic you should ask an expert how much they go for.
  • Musical instruments Antique guitars, violins, and pianos are highly sought after by collectors. Four things make an antique instrument valuable: the person who made it, the person who played it, the condition it's in, and the quality of the instrument.
  • Designer fashion If grandma used to have a taste for high fashion, it might be a good idea to look into who made her old purses and jewelry. Similarly, if there is an old wrist watch or pocket watch in the attic, see if you can find any details about it online.
  • First edition books There's a good chance your grand parents or great grandparents were book readers. They didn't have the internet or video games so what else could they be doing all day? If they happened to collect some first editions of the classics, you're in luck--The Great Gatsby with the original dust jacket recently sold for an incredible $194,000.

Artwork

You can probably guess that paintings by prominent artists are some of the most valuable collectibles in the world. However, it doesn't take a van Gogh to turn a profit off of some old paintings and sculptures that might be sitting in your basement. When we say art, we also include things like movie posters and old signs and advertisements. An original Star Wars movie poster can go for up to $100,000.

Antique wooden furniture

You've probably seen old furniture selling for thousands on television. The important things to look out for when it comes to valuing your old furniture are: is it made of all original parts? What time period is it from? Why type of wood is it made of? Which company crafted it? Only an expert can answer these questions for you.

Being self-employed comes with a lot of perks. Self-employed workers often have the freedom to set their own schedule, work from home, and take breaks whenever they feel like it. They also have the ability to write things off as business expenses on their taxes. When it comes to buying a home, this last perk can become a huge problem. If you own your own business or work as a freelancer, odds are you'll be deducting things from your taxes that the average employee doesn't: travel expenses, advertising, licensing, equipment, repairs, or even rent for your office. When tax season rolls around, all of these deductions feel like a godsend. But if you plan on buying a home, all of these costs will appear as negative income. For people who spend a lot of money on their business or freelancing, it could do a lot of damage to your apparent income when lenders take a look at your finances. However, you do have options when it comes to getting approved for a mortgage that is to your liking. In this article, we'll cover some tips on how to apply for a mortgage when you're self employed to give yourself the best chance of approval.

Carefully document your income

When you sit down with a lender and hand them your proof if income, you want to make it as obvious as possible that you're earning money in a reliable and predictable way. Lenders will want to see multiple documents that can help paint a better picture of your income and finances, including:
  • Bank statements
  • Schedule C tax forms
  • Profit and loss tax forms
  • Completed tax returns
  • Credit score (they will run a credit check)

Separate your business and personal finances

If you own your own business, you likely have business banking accounts you use for expenses and invoices. But freelancers and contract workers often simplify things by just using their personal checking and savings accounts for income. To make things clear for lenders, you should put your income and business expenses into a separate business account. Not only will this make it easier for lenders to quantify your income, but they can also use this information to see that your expenses are for helping your business rather than personal spending.

Timing is everything

There are a number of factors that go into choosing the right time to apply for a mortgage. Being self-employed only complicates the matter since your income might not be as steady as your average wage worker. You'll want to commit to a mortgage at a time when you've had at least two consecutive years of good, reliable income. You'll need to prove this with the aforementioned documents (bank statements, tax forms, etc.). Part of this planning could be to avoid large business expenses in the two years leading up to your mortgage application. This isn't always possible, of course, but it could be enough to boost your apparent income to get you approved for a better loan.

Seek specialized lenders

Some lenders are aware that there is a large portion of the country made up of self-employed workers and small business owners. They go out of their way to work with people who are self-employed so they can give them fair deals on their mortgages. To find specialized lenders, you'll have to do some research online, but it could make all the difference when it comes to getting approved for the loan you're looking for.

When you feel that your living room could use a bit of updating, but you don’t want to break the bank, there’s steps you can take to make your living room look like new without completely renovating the room. Here, we’ll give you some ideas of how you can make big changes to the living room for a small price. Change Up Your Coffee Table Sometimes, simply getting a brand new coffee table is the way to make your room feel new again. Since the coffee table sits in the center of the room, a brand new table will help you to look at your living room with new eyes. Rearrange Artwork and Add New Pieces Keeping all of your artwork on the same spots on the wall actually may make you notice the pieces less. Your eyes become used to seeing the same color patterns day after day. This is when you fail to appreciate the artwork that you have. Simply moving the artwork around in your home can actually give the feeling that you have added a new piece. You can also consider adding one or two new pieces of artwork to help bring your living room back to life. Replace The Rug If the rug in your living room is time-tested and worn, you may want to consider replacing it. Adding a new color to the room by way of a rug can help it to appear brand new. Think about finding a rug that is a completely different style and color than the one that currently graces your living room floor. Throw Some New Pillows Around Throw pillows are seriously one of the easiest and perhaps one of the most impactful changes that you can make in your living room. From sofas to large comfy chairs, adding a couple of throw pillows can help brighten and bring character to your living room. Brighten Up Your Lighting Adding some new lighting or even just switching some lamps around can freshen up your living room. If you have too much or too little lighting, fix the problem by adding or subtracting lamps as needed. Maybe installing some overhead lights in a part of the room would be helpful for a reading corner or other activity area. Mix Up Your Furniture Simply Rearranging your furniture can give a room a whole different look. Move the sofa from one corner of the room to another. Shift tables around. Move chairs from one area of the room to another. All of these small adjustments can add flair to your living room without costing you a thing. Change Up Window Treatments If your living room is lacking window treatments, adding them can have a dramatic effect on the room. Change the color or style of your window treatments as an added bonus to give your living room a new look. As you can see, there’s many cost effective ways to renovate your living room without ever touching a paintbrush or knocking down a wall. These easy solutions will have you on your way to interior design expert status.


27 Shores Edge, Pembroke, MA 02359

Rental

$2,950
Price

9
Rooms
3
Beds
2/1
Full/Half Baths
Fabulous culdesac neighborhood with access to Oldham Pond! Minutes to the commuter rail or Route 3, or to Pembroke Town Center for shopping, banking, library, town hall, senior center, or post office. This lovely home is situated on a large, private lot and has winter views of the pond. Enjoy the fabulous outdoor space with 3 deck choices, and a brand new patio to host a BBQ or just relax during the warm spring, summer and fall months with family and friends. Inside you get 3 nice size bedrooms and a home office, or utilize the office as a 4th bedroom. Eat in kitchen, a formal dining room, 2 large family rooms (one with a fireplace), and updated bathrooms. Lots of storage in the full basement! All appliances stay. Bring your kayaks or canoes and plan to enjoy some time on Oldham Pond and in this lovely home!
Open House
No scheduled Open Houses




There are many safety concerns that you probably have when it comes to owning your home. Don’t forget about the safety of your 4 legged friends as well. Below, you’ll find some tips on how to keep pets safe in and around your home the whole year through. 


In The Yard


If possible, keep harmful pesticides away from the yard where your pets play. If you do need to use any kind of pesticides or harsh chemicals, be sure that they are completely dry before pets come back into the yard. There are many natural pesticides that work well on plants and in your garden. An example of this is a simple mixture of cayenne pepper and water sprayed on a vegetable garden. There are many other mixtures that can help you deter pets such as:


  • Garlic
  • Baking soda
  • Cloves
  • Cornmeal
  • Vinegar


Yard Work 


Another thing to worry about in your yard when you have pets is yard equipment. Electric tools, clippers, mowers, even ladders can be a hazard to your pets wandering around outside. 


Designate An Area For Your Pet In The Yard      


You should have a designated area in your yard for your pet to be in, complete with chew toys and more to distract your pet. You’ll also want some sort of an outdoor leash installed to keep your pet in their area while outdoors. Your pet will be less likely to destroy your yard if you take these precautions.  


Make Sense Of Pet Safety With The Seasons


Pet safety will have different tasks to go along with it as the seasons change. During the summer months, you’ll want to be especially careful about your pet’s presence around the pool and pool chemicals. The Fourth Of July brings on concerns about fireworks and firework safety. Halloween candy is especially toxic to pets since there’s a lot of chocolate and candy around the home. If pets eat these items, it can be potentially fatal.  In the summer months, you need to keep your pets cool by providing them with plenty of shade and water. If you need to keep them indoors during times of extreme heat you should do so. Protect pets from the hazards of the Christmas tree by hanging fragile ornaments higher up on the tree and ensure that the tree is secured from being knocked over by a clumsy pet.   


Deter Intruders With A Fence


You can protect your pets from dangers like coyotes and foxes by fencing in the portion of your yard where your pets go. You should also limit the amount of food and water that’s accessible in the yard to predators and other unwelcome pets in the neighborhood. Follow these tips to keep your pets safe in your home the whole year through!




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